Anthropic is rolling out a Personal Finance beta for US Claude subscribers, letting them connect bank and card accounts for spending analysis.
Anthropic announced the feature on 5 November 2026. It is available to Pro, Max and Ultra subscribers as the beta reaches them.
The rollout is gradual, Anthropic said, so some eligible subscribers may not yet see Personal Finance.
Claude can inspect connected accounts
Users connect bank and credit card accounts through Plaid, signing in to their banks themselves; Claude neither asks for their banking passwords nor sees them.
Once connected, Claude can examine account balances and credit limits alongside as much as two years of transaction history, giving users a way to ask about spending across their connected accounts.
With Personal Finance in Claude, you can securely connect your bank and card accounts and ask in your own words. Access is read-only, and Personal Finance can’t move, manage, or invest your money.
Claude can sort expenses into categories including rent, utilities and food, and users can ask where their money went this month, whether they’re spending more than they make, or what an APR has cost them this year.
The feature can compare spending with previous months and flag duplicate charges, unexpected fees and bills that have risen over time. It can also identify purchases outside a user's usual pattern.
Spending charts, payment calendars and customised dashboards offer ways to view the information. Claude can track upcoming bills and explain unfamiliar financial terms in everyday language.
The limits of connected access
What Claude can examine
- Balances and credit limits
- Up to two years of transactions
- Spending patterns and possible duplicate charges
What Claude cannot do
- Transfer money
- Manage accounts or make investments
- Provide investment advice
Users should check important figures
Conversations in Personal Finance aren't used to train Anthropic's AI models, and they're kept out of Claude's shared memory. Users can disconnect their accounts at any time.
Anthropic said Claude may produce inaccurate answers about financial figures, and advises users to verify important numbers with their banks, including figures they intend to rely on when making a decision.
What we know
- Users authorise connections through Plaid without giving Claude their bank passwords.
- Personal Finance conversations are not used to train Anthropic's AI models.
- Users can disconnect their accounts at any time.
Still unclear
- When the beta will reach all eligible US subscribers.
- Whether Personal Finance will reach other countries or Claude plans.
Personal Finance carries no advertisements or sponsored recommendations, and Anthropic offers no credit cards, loans or savings accounts through the feature.
Anthropic is exploring a broader role
In May, OpenAI introduced a similar account-connected finance feature for select ChatGPT users, letting them view a dashboard and ask questions informed by their financial accounts.
Personal Finance is a first step. For life’s bigger money decisions, we think people are best served by Claude working alongside the licensed professionals and regulated firms they trust. We’re exploring how to make that possible in Claude, and we’d like to hear from banks, wealth managers and financial services companies who want to help shape it.
Anthropic is exploring work with licensed financial professionals and regulated firms, including banks and wealth managers.
